1Overview
The Rollick Wallet is a stored value account that allows you to deposit funds, make purchases, receive marketplace earnings, and withdraw your balance. This page outlines the terms governing your Rollick Wallet.
2Nature of the Wallet
The Rollick Wallet is a prepaid stored value account for use on the Rollick platform. Please understand the following about its nature:
- The Rollick Wallet is NOT a bank account, deposit account, or investment account
- Funds in your wallet are held by Rollick as a prepaid balance for use on the platform
- Wallet balances do not earn interest
- Rollick is not a bank, money services business, or financial institution
- Wallet funds are held in a segregated account at an FDIC-insured banking partner for your protection
3Deposits
You may add funds to your Rollick Wallet using the following methods and subject to the following limits:
- Accepted Methods: Credit card, debit card, PayPal, bank transfer (ACH)
- Minimum Deposit: $5.00
- Maximum Single Deposit: $10,000 (higher limits available with Tier 3 KYC verification)
- Availability: Deposits are typically available immediately for credit/debit card payments; 1-3 business days for ACH bank transfers
All deposits are processed by PCI-compliant third-party payment processors. Rollick does not store your full payment card details.
4Wallet Balance
Your wallet balance reflects the following calculation:
Balance = Deposits + Marketplace Earnings + Referral Credits + Promotional Credits - Purchases - Withdrawals - Fees
- Promotional credits and bonuses may have separate terms and expiration dates
- Promotional credits cannot be withdrawn as cash
- Your wallet balance is displayed in USD
5Purchases
Your Rollick Wallet is the primary method for making purchases on the platform:
- Pack purchases are deducted immediately from your wallet balance
- Marketplace purchases are held in escrow until transaction completion
- Insufficient balance will prevent purchases — there is no overdraft or credit available
6Withdrawals
You may withdraw your available balance subject to the following terms:
- Available Methods: PayPal, bank transfer (ACH), original payment method
- Minimum Withdrawal: $10.00
- Maximum Withdrawal per KYC Tier:
- Tier 1: $200/month
- Tier 2: $2,500/month
- Tier 3: $25,000/month
- Processing Time: 1-5 business days depending on method
- Identity Verification: May be required before your first withdrawal or for large withdrawals
- Promotional credits are excluded from withdrawable balance
Rollick may delay withdrawals for security review — up to 72 hours for flagged transactions.
7Marketplace Earnings
When you sell items on the Rollick Marketplace, your earnings are credited to your wallet:
- Sale proceeds (minus 5% marketplace fee) are credited to your wallet
- Earnings are available for withdrawal after a 48-hour hold period (to allow for buyer disputes)
- Earnings are treated the same as deposited funds for withdrawal purposes
8Inactive Accounts
Rollick applies the following inactivity policies to wallet accounts:
- Accounts with no login or transaction activity for 12 consecutive months are considered inactive
- Rollick will send notification emails at 9 months and 11 months of inactivity
- After 12 months: a monthly maintenance fee of $2.00 may be applied to the balance
- After 36 months: remaining balance may be remitted to the state as unclaimed property per applicable escheatment laws
- Logging in or making any transaction resets the inactivity clock
9Account Closure
You may close your account and withdraw your remaining balance at any time, subject to the following:
- Pending transactions must complete before final withdrawal
- Promotional credits are forfeited upon closure
- Final withdrawal processed within 10 business days of closure request
- Account closure is permanent — a new account would be subject to standard registration
10Security
Protecting your wallet is a shared responsibility between you and Rollick:
- Two-factor authentication is strongly recommended for wallet security
- Rollick is not responsible for unauthorized transactions resulting from compromised credentials
- Report unauthorized access immediately to support
- Rollick maintains fraud detection systems to flag suspicious wallet activity
11Regulatory Compliance
Rollick takes regulatory compliance seriously:
- Rollick complies with applicable state money transmission laws
- Stored value regulations vary by state; Rollick holds applicable licenses or operates under available exemptions
- Transaction records are retained for 7 years per BSA requirements